The RICP® is the nation’s leading credential for building integrated and comprehensive retirement income plans. A key focus is understanding, choosing, and executing a sustainable retirement income strategy from available resources-whether that means using systematic withdrawals from a portfolio, building a retirement income floor with guaranteed income, or using a bucket strategy.
A Refocus Certified Advisor™ is your trusted partner on your journey to a purpose-filled retirement. Equipped with specialized training and certification from The Refocus Coaching Academy, these advisors possess the knowledge and tools to navigate the non-financial aspects of retirement with you including what is uniquely you, creating a vision, social connections, and leaving a legacy.
Discover the power of objective financial advice with no commissions, no asset management, and no sales pressure. Advice-Only Network advisors provide objective guidance tailored to your unique financial goals and needs – no commissions and no assets under management. Just pure advice. Learn more at adviceonlynetwork.com.
Diane Esser is a NAPFA Registered Financial Advisor. The National Association of Personal Financial Advisors is the largest professional association of comprehensive, Fee-Only financial planners in the United States. Members of NAPFA subscribe to a strict fiduciary oath and code of ethics. In addition, NAPFA members are required to fulfill significant continuing education requirements. Learn more at napfa.org.
The Certified Financial Planner Board of Standards is a professional regulatory organization that promotes ethics, integrity and professional standards in personal financial planning. This gives the public an opportunity to have access to — and benefit from — competent, ethical financial planning. Individuals who meet rigorous certification requirements are certified by CFP Board to use its certification trademark. Diane Esser is a CERTIFIED FINANCIAL PLANNER(TM) practitioner. Learn more at cfp.net.
Diane Esser has been a Certified Public Accountant since 2002. Her experience includes tax
preparation for individuals, trusts and estates. Today, Diane focuses on tax planning to minimize lifetime
taxes for her clients, especially retirees. Verify her license and learn more here.
Direction Financial Management is a member of The Garrett Planning Network, Inc. (GPN), an international network of professional, Fee-Only financial advisors who are dedicated to providing independent, objective financial planning and advice on an hourly as-needed basis. Only 1% of the nation’s financial planning firms are structured this way. As staunch consumer advocates and Fee-Only client fiduciaries, GPN Members continue to demonstrate their commitment to serving the public’s best interests by making competent, Fee-Only financial advice accessible to everyone. Many financial advisors accept clients only if they meet certain income and net worth requirements. GPN members believe, however, that professional, objective financial advice is something all Americans need, at least periodically, to build the brightest financial futures. Holding to this philosophy, GPN members offer the same quality, professional advice to all clients, not just the affluent. Learn more at garrettplanningnetwork.com.
